LIO Insurance (short for Liability Insurance Organization) is a forward-thinking insurance carrier offering flexible commercial insurance solutions tailored to today’s small business landscape.

With a foundation built on innovation, LIO combines technology-driven service with personalized support, making it easier than ever for business owners to find the proper protection.

Streamlined Commercial Insurance for Small Businesses

LIO focuses on General Liability, Professional Liability, and Business Owner’s Policies (BOP) for a wide range of industries—from consultants and contractors to retailers and personal service providers.

Their modern platform allows for quick quotes, streamlined underwriting, and policies built to match each client’s unique needs.

By cutting unnecessary steps and paperwork, LIO delivers an efficient experience while maintaining comprehensive coverage that protects your business from everyday risks and liability claims.

Built for Agents, Focused on You

What sets LIO apart is its commitment to simplifying insurance without sacrificing quality.

They work exclusively with trusted independent agents, like Crunelle Insurance, to ensure clients receive both expert advice and responsive support. This agent-first approach means you benefit from knowledgeable local service backed by a carrier built for speed and flexibility.

At Crunelle Insurance Agency, we’re proud to partner with LIO to offer innovative, modern insurance solutions for growing businesses. LIO is a name to know if you’re looking for coverage that fits today’s fast-paced world.